Just like any other loan, VA mortgage loans are provided by a bank or mortgage company, but the U.S. Department of Veterans Affairs (VA) guarantees part of your loan so that your lender can provide you with better terms, such as a lower interest rate, a fixed interest rate, or lower monthly payments.
VA loans are great options for people with lower credit scores or who can’t afford a high monthly payment. So if you meet the criteria, we will be more than happy to help you figure out your options. One of our experienced professionals will be able to discuss the possibilities with you in detail so that you can make the best decision for you and your family.
If you’re ready to apply for a VA home loan, then feel free to apply online right now. You can also reach us by phone at 855-966-9466 or fill out our online form to discuss any of your questions or concerns. One of our many mortgage professionals will tell you everything you need to know to make an informed decision. So don’t wait to get in touch with us.
A lot of factors can determine your eligibility for a mortgage loan. But whether your income isn’t high enough or your credit score is too low, you may have other options that help you qualify for a home loan, such as VA mortgage loans. So don’t give up hope; get in touch with a lender to see what they can do for you.
If you are a United States veteran or the surviving spouse of one, then you may qualify for a VA loan. And here at Doug Bateman Mortgage in Grapevine, TX, our mortgage professionals have experience with VA loans, so you can trust us to help you find the best loan to match your budget.